Welcome to Cimarron Financial!

Since 1981, Cimarron Financial, Inc. has been involved in equipment leasing. Originally established to provide lease financing for the automotive service industry, Cimarron Financial has grown into a full service leasing company capable of providing a wide range of financing options. We provide lease financing for a wide variety of products. Once we understand your financial requirements, we can create a financing solution to help meet your needs.

How is leasing different than financing?

When you apply for a loan at a bank, you will be required to fill out a lengthy credit application and provide a substantial amount of financial information. This is not only time consuming, but in many cases the financial statements and tax returns don't reflect an accurate financial picture. When you lease, the leasing company doesn't become your partner and offer up tips and recommendations on how you should run your business. Most banks, on the other hand, seem to think that, because they have loaned you money, they have the right to involve themselves in your business.

Why leasing is attractive

Leasing is off balance sheet financing and is not reflected on the business balance sheet. That's why the majority of capital equipment purchased in the United States is leased. When companies expand, they turn to the banking institutions for expansion capital. Leasing allows capital improvements without creating debt to worth ratios that cause banks to decline loan applications for expansion.

Leasing provides a new source of funds, often enlarging the pool of capital available to your company, which can be particularly attractive when "tight" money conditions exist. Leasing free's up a company's capital for expansion. Leasing offers 100 percent financing based on a fixed rate and a fixed term! No midterm changes, no surprises! No uninvited partners telling you how to run your business or how long you will be in business. Leasing provides accelerated expenses when compared to depreciation schedules allowed by the federal government. This lowers the taxable income of the business.

For more information on equipment leasing through Cimarron Financial, contact us today!